We LOVE our job! we love working with our clients! we're passionate (obsessive) about making sure that our clients have goals, achieve financial prosperity and achieve their ultimate dreams…! Below are few of many financial planning advise which we offer our clients.


Cashflow improvement PLAN (Budgeting)

It is often the case our prospective clients are unsure of what they need their goals and don’t realize what they are capable of achieving, we can help clearly identify and define this. We provide comprehensive ongoing financial services taking into account all aspects of your situation.

Financial Services Life’s wholistic approach begins with looking at inflows and outflows. We help you monitor your spend over a short time and help you ‘budget’. Taking the time to truly understand what motivates our clients, understanding their needs and what is important to them our aim is then then is to deliver the best possible strategies and solutions.

  • Cashflow management
  • Tax minimization
  • Professional help to stay on track
  • Achieves your objectives
  • Gives you peace of mind

Lifestyle improvement PLAN (Saving & investing)

Financial Services Life pride in establishing sound and profitable investments for you, our preferred approach is to adopt a disciplined investment philosophy based on the principles of passive or active investment and regular savings as well as reliably capturing financial markets returns as required for our clients over the short, medium or long term.

  • Offering Investment Portfolio creation tailored to our client’s investment profile
  • Ongoing Strategy and Investment Advice
  • Ongoing Investment Portfolio management
  • Achieving client’s goals to save ie: for children’s education, investment property, renovation, travel and more.

Retirement Maximiser PLAN (Superannuation)

Financial Services Life help you establish sound and profitable Superannuation investment for the long term. Our preferred approach is to adopt a disciplined investment philosophy based on the principles of passive or active investment.

  • Offering Investment Portfolio creation tailored to our client’s investment profile
  • Tailor made superannuation portfolios
  • Investment market monitoring and reporting
  • Ongoing Strategy and Investment Advice
  • Ongoing Superannuation Portfolio management
  • Tax minimization strategies
  • Non-Contribution management
  • Redundancies
  • Salary packaging
  • Super Rollovers
  • Lost super searches

Transition to Retirement (TTR) PLAN

Financial Services Life help you assess your Transition to Retirement possibilities, options and benefits which will help you decide whether a TTR strategy is a beneficial strategy for you.

  • What are the benefits of working part-time
  • How much pension can you draw from your Super
  • How will it affect your benefits to longevity
  • Will it be tax effective
  • Implement an effective TTR strategy
  • Chose an appropriate product to suit your needs

Income Longevity PLAN (Tax effective income stream)

At retirement Financial Services Life help you establish sound and profitable Account Based Pension or Income Stream designed to make your Superannuation funds last until longevity.

  • Offering Account Based Pension Portfolio tailored to our client’s investment profile
  • Tailor made Account Based Pension portfolios
  • Ongoing strategy and investment Advice
  • Investment market monitoring and reporting
  • Centrelink benefits
  • Financial market monitoring and reporting
  • Estate and Will planning

Personal & family wealth protection PLAN (Personal Insurance)

Financial Services Life helps you find the best Life, Total and Permanent Disability (TPD), Trauma, Income Protection and Child Cover suited for your Occupation and personal life cover needs to preserve your wealth, protecting you against unforeseen events that could otherwise have adverse financial impact on you and your loved ones.

  • Giving you peace of mind
  • Security when you need it most
  • Providing for you and your family’s future
  • We can help you if you meet the prerequisite conditions ie: need to be an Australian Citizen, be working more than 20 hrs a week or full time, have no previous health ailments or application refusals
  • Insurance underwriting pre-approvals
  • Existing Personal Insurance reviews

Business protection PLAN (Business Insurance)

Financial Services Life helps you identify the most appropriate Business Cover type for your needs to preserve your assets. The greatest asset a business has is its’ people. We help you protecting you against unforeseen events that could otherwise have adverse financial impact on your business and as a result you and your loved ones future.

Business Insurance

  • Protects you and your business against unforeseen business interruptions. It can assist to business continuity by providing fund to pay business loans, wages, merchandise, equipment costs and other overheads incurred in an insured event such as personal accident and sickness, machinery breakdown, computers and electrical equipment, accidental breakage of glass, public liability, transit and more. Financial Services for Life can assist you find the right Cover for your business needs.

Buy/ Sell Cover

  • Is taken out by the business partner who buys life insurance policy on the life of each co-owner but not themselves. In the event of the co-owners death, the co-owner will be paid a lump-sum benefit that is then paid to the deceased surviving family member allowing the owner to acquire as share of the business.

Business continuity Cover – (Key person)

Is the insurance purchased by a company to protect against the death or incapacitation of a valuable and essential employee. The corporation owns the life insurance policy and is the beneficiary of the policy. When the employee dies, the policy pays out to the business and not to the family of the deceased.

Business Insurance

  • It covers the loss of profitability generated by the business key person
  • Additional costs incurred due to disruption of an absent key person
  • Loss of important customers and/or valuable contracts during this time
  • Ability to hire a temporary ‘substitute key person’
  • Debt settlement

Business Succession

Financial Services for Life can assist you with your business succession Plan (business ownership protection).

  • Self –Ownership
  • Cross-ownership
  • Operating entity ownership
  • Insurance trust ownership
  • Partner / shareholder protection provides certainty about the future ownership of your business on the death or serious disablement of a partner or shareholder
  • Funds mechanism for the sale and purchase of a business interest
  • Help finding an owner for the business
  • Achieving a fair price for the business interest
  • Giving you peace of mind

CLIENT VALUE

We assist our clients to achieve their lifestyle and financial goals by helping them understand where they are at, where they see themselves in the short, medium and long term and how they are going to get there.

CLAIMS

Any claims are handled quickly and efficiently by our firm. Our aim is to provide a desired outcome by handling claims on our client’s behalf minimising or indeed avoiding stress.

We will be there for you at claim time and underwriting

Contact us today!


To get you started, just call us on 0468 699 099 or click the below link to fill form and we’ll take care of the rest.
I look forward to talking with you soon.

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We offer financial planning service to all of Melbourne and surrounding suburbs like Preston, St Kilda, Malvern, Brighton and Hawthorn.