What Our Clients Are Saying

Our Initial consultation of 1 hour is complimentary. At the appointment we will take a 'thumbnail sketch' of your financial position, and help you articulate your short, medium and long term financial goals you would like to achieve.

We then go through a data collection process where a “Fact Find” document is filled.

Having completed the data collection process, we will then do any research required as well as building strategies and recommendations for the advice. We will identify the most appropriate strategies and perform any calculations, research and projections required for your financial plan, to help you achieve your goals.

Once we have all the information required, fees are discussed and an agreement is signed. Paraplanning fees are applicable at this stage.

A follow up meeting at this time is scheduled to discuss findings in more detail.

In 1-2 weeks up to one month as the documents is prepared and vetted and ready for presentation to the client.

At times some of these concepts in the SOA can be quite complex and the meeting may take 60 to 90 minutes to present. We make sure you fully understand our proposal and allow time to ask questions. We will provide an invoice for the completion of the work including implementation of strategies and products recommended.

Once the SOA is presented, necessary documents such as (Account opening forms, rollover forms, authorities, change of Adviser forms, as well as any ongoing reviews, follow-up annual reviews are mandatory, this is a check on how you are going with your financial situation.

Additional time is spent liaising with Fund Managers & Product providers on your behalf when putting plans in motion to achieve your goals. We will lodge any required documents, open trading accounts and begin the process of implementing the strategies. Sometimes this is quite quick, and may be complete in a matter of days. In other circumstances this can take a little longer - depending on the strategies to be commenced. We will follow up to ensure that actions are complete and you will then receive confirmation from the provider that your policy is in-force.

Subsequent to current mandatory legislation we will be in contact with you annually to see how things are going. We may at times meet with you to discuss any financial and or life changes that may impact on your finances.

All advice including investment, allocated pensions and superannuation and risk is reviewed - one to four annual reviews are available to clients who opt to have an ‘Ongoing Adviser Service package’ for their investments and Financial Plans.

Having an ‘Ongoing Adviser Service package’ secures regular monitoring of fund’s performance which safe- guards your portfolio from experiencing loss- essential in today’s volatile economic and financial market climate. Clients who have an Ongoing Service package have ‘unlimited Financial Planning access’ available to them - to discuss any other issues that arise from time to time.

One off -Ad-hoc access is also available.